FR-01.13 — Account Status Management

Accounts shall maintain an explicit lifecycle status. Minimum states:

System shall:

• Apply the correct status during each lifecycle stage.
• Restrict functionality according to account status.
• Prevent unauthorized status changes.
• Preserve historical records when an account is suspended or deactivated.

Acceptance Criteria:

• PASS: Active accounts can perform authorized operations.
• PASS: Suspended accounts cannot perform restricted operations.
• PASS: Historical transactions remain associated with suspended/deactivated accounts.
• FAIL: Suspension deletes financial or transactional history.